Group Audit Committee

Group Audit Committee

Sandy Murray
Group Audit Committee Chair

Sandy is a Finance Director at Bender (UK) Ltd and has been a Board Member at CIMA Conduct Committee since 2015.

Sandy has worked across a variety of finance roles in the commercial and charitable sectors, including some roles within housing. She is an experienced Non-Executive Director with a strong social purpose. Sandy joined the Group Audit Committee in 2018, she was appointed as Interim Chair in July 2020 and became Chair of the Committee in October 2020.

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Sara Naylor CIPFA MBA

With over 20 years working in a public sector financial environment, Sara is a Strategic Business Accountant for the Mersey Care Foundation Trust.

Prior to this she worked at Liverpool NHS Clinical Commissioning Group as Contracts Manager. She has also worked in various local authority finance positons including Commissioning and Contracts Manager and Supporting People Finance at Liverpool City Council between 2006 and 2013.

Within Riverside, Sara has previously served as a Non-Executive Board member for Riverside’s Mersey North Division. She is now a valued member of the Customer Experience Committee and has more recently been appointed to our Group Audit Committee.

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Maria Hallows

Maria is a Chartered Accountant with a passion for the social housing and not for profit sectors. She has over 25 years’ experience of auditing, advising and supporting housing associations, registered charities and other third sector organisations.

As a partner at Beever and Struthers for the last 18 years, she has lead the team delivering services to the sector, acting as the Practice’s Head of Social Housing. Beever and Struthers act for over 100 social landlords and over 100 charities and work includes audit, training, working with Boards and Audit Committees to help them discharge their responsibilities, reporting on listed bonds and private placements, and service charge reviews.

Maria is a member of the NHF’s SORP working party and also a member of the Social Housing Committee for the Institute of Chartered Accountants. She was the winner of the ‘Finance Leader of the Year’ award by the Institute of Chartered Accountants in 2017. She joined Riverside’s Group Audit Committee in June 2018.

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Erfana Mahmood
Board member

Appointed Co-optee July 2020 and became Group Board member on 2nd June 2021

Erfana Mahmood is a qualified senior solicitor who has worked as a property law finance specialist. She qualified as a Property Solicitor with a large, national Registered Social Landlord in 1999 before moving to join a commercial solicitors’ firm as Head of Volume Commercial Lending. She has advised on a wide range of issues relating from property development transactions to commercial lending criteria.

Erfana has served on a number of different Boards as a non-executive director for various organisations operating in the finance, social housing and health sectors. In these roles she has held various positions of responsibility including Senior Independent Director and Chair of the Nomination & Remuneration committee.

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Pauline Ford

Pauline has worked at a senior level in Housing Associations for over 28 years most recently as an Executive Director of the Peabody Trust. In July 2019 she set up her own consultancy working within the social housing sector. Pauline is a board and audit committee member at both Southdown HA, a specialist housing, care and support provider in Sussex and an Independent School which specialises in Special Educational Needs and Disabilities.

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Suki Jandu

Suki is currently Group Executive Director at Futures Housing Group where he has oversight of operations.

Suki has worked at a senior level in housing associations for almost 20 years, and his experience includes roles such as regional director at Clarion Housing, as a managing director and stints in consultancy and regulation. He was previously a board member at St Leger Homes where he was also a member of the Audit Committee.

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